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T. Rowe Price Insights

Expanding Your Fixed Income Universe

April 23, 2014

Steve Huber   Bonds had their worst year in recent memory last year, with most sectors recording losses. Performance has rebounded in early 2014...
Is Low Inflation a Risk?

April 22, 2014

Alan Levenson   Economic theory teaches that inflation is, in the long run, a monetary phenomenon. Indeed, persistently high inflation in the 1970s...
The New Face of Corporate Japan

April 17, 2014

Archibald Ciganer   The weaker yen and the recovery in economic activity have provided the ingredients for Japan's recent stock market success. Evidence of...
T. Rowe Price Weekly Market Wrap-Ups

April 17, 2014

Review current performance analyses and weekly statistics for stock and bond markets in the U.S. and abroad...

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The mutual funds referred to in this website are offered and sold only to persons residing in the United States and are offered by prospectus only. The prospectuses include investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.

The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds’ allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons.

*Based on cumulative total return, 12 of 12, 12 of 12, 12 of 12, 9 of  9, and 2 of 3 (67%) of the Retirement Funds for individual investors outperformed their Lipper average for the 1-, 3-, 5-, and 10-year and since-inception periods ended 3/31/14, respectively. The Retirement 2010, 2020, 2030, 2040, and Income Funds began operations on 9/30/02; the 2005, 2015, 2025, and 2035 Funds began operations on 2/29/04; the 2045 Fund began operations on 5/31/05; and the 2050 and 2055 Funds began operations on 12/31/06. (Source for data: Lipper Inc.)

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