T. Rowe Price Legal Information | T. Rowe Price

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Call 1-800-638-5660 to request a prospectus or summary prospectus; each includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing.

An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.

Each of the investment products (including the T. Rowe Price mutual funds) or services referred to in the T. Rowe Price website may be offered only to persons in the United States. This website should not be considered a solicitation or offering of any investment products or services to investors residing outside the United States. Persons outside of the United States may contact us for more information about the products and services available to them.

Quicken TurboTax for the Web is a service mark and Quicken and TurboTax are registered trademarks of Intuit Inc., and are used with permission. Tax-related information is provided by Intuit Inc. Intuit Inc. is not affiliated with T. Rowe Price and is solely responsible for this information and content. T. Rowe Price does not guarantee that any information or content supplied by Intuit or Quicken TurboTax is accurate, complete, or timely, and T. Rowe Price does not make any warranties with regard to the results obtained by its use. T. Rowe Price disclaims any liability arising out of your use (or the results obtained from, or interpretations made as a result of, your use) of any Intuit software products or any information or content furnished by Intuit or Quicken TurboTax. The information and content provided is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a recommendation, or legal, tax or investment advice, or a legal opinion. You should contact your tax advisor to help answer questions about your and your business' specific situation or needs prior to taking any action based upon this information.

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T. Rowe Price is licensed by FTSE International Limited ("FTSE") to publish the FTSE indices. FTSE shall not be responsible for any error or omission in the FTSE Indices. The FTSE Indices are calculated in accordance with a standard set of ground rules established by FTSE in conjunction with the Institute and Faculty of Actuaries. All copyright in the index values and constituent list vests in FTSE International Limited or its licensors. Copyright© FTSE International Limited 2008. All rights reserved.

S&P 500 Index Information: This information is Copyright © 2008 The McGraw-Hill Companies, Inc., Standard & Poor's ("S&P") is a division of The McGraw-Hill Companies, Inc. Reproduction of any information obtained from the S&P 500 Index in any form is prohibited except with the written permission of S&P. Because of the possibility of human or mechanical error by S&P's sources, S&P or others, S&P does not guarantee the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. THERE ARE NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. In no event shall S&P be liable for any indirect, special or consequential damages in connection with subscriber's or others' use of the S&P 500 Index.

T. Rowe Price is licensed under the following and related United States Patents: 5,128,984; 5,828,734; 5,684,863; 5,815,551; 5,974,120; 5,898,762; and others.

T. Rowe Price Podcasts are provided free of charge solely for use by individuals for personal, noncommercial uses, and may be downloaded for such uses only, provided that the content is not edited or modified in any way and provided that all copyright and other notices are not erased or deleted.

All podcasts are subject to and protected by U.S. and international copyrights laws and may not be sold, edited, modified, used to create new works, redistributed or used for the purpose of promoting, advertising, endorsing or implying a connection with T. Rowe Price.

T. Rowe Price reserves the right, at any time and for any reason, to stop offering podcasts and to stop access to or use the podcasts and any content contained therein. T. Rowe Price shall not be liable for any loss or damage suffered as a result of, or connected with, the downloading or use of the podcasts.

The third-party financial information accessible through this area, including general news and information, commentary, quotes, price charts, financial market and securities data, research reports, estimates, projections, analysis and opinions ("Information") is provided by Interactive Data, an information provider independent of T. Rowe Price. The Information is continuously available through framed areas or through hyperlinks to third party sites. By clicking on any third-party hyperlink, you will leave the T. Rowe Price site. T. Rowe Price has not been involved in the preparation of the Information from third-party providers and does not explicitly or implicitly endorse or approve such Information. In addition, T. Rowe Price does not alter or change such Information as it is provided through the Research & News section. The source of Information is clearly and prominently identified.

SmartMoney® and SmartMoney.com are trademarks of SmartMoney, a joint publishing venture of Hearst Communications, Inc. and Dow Jones & Company, Inc. The Map of the Market tool ("Tool") is provided by SmartMoney.com. The tool is the property of SmartMoney.com or its licensors and is protected by applicable copyright law. You may not reproduce, retransmit, disseminate, sell, publish, broadcast, circulate, or commercially exploit this tool in any manner without the express written consent of SmartMoney.com.

Internal Revenue Service Circular 230 Notice

T. Rowe Price (including T. Rowe Price Group, Inc., and its affiliates) and its associates do not provide legal or tax advice. Any tax-related discussion, including all linked pages and documents, contained in T. Rowe Price websites is not intended or written to be used, and cannot be used, for the purpose of: 1. avoiding any tax penalties; or 2. promoting, marketing, or recommending to any person any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised in any discussion in T. Rowe Price websites.

T. Rowe Price is in no way responsible for the content of any site owned by a third party that may be linked to T. Rowe Price's website via hyperlink, whether such hyperlink is provided by T. Rowe Price or by a third party. No judgment or warranty is made with respect to the accuracy, timeliness, or suitability of the content of any site to which T. Rowe Price may link.

The third-party content is available through framed areas or through hyperlinks to third-party sites. By clicking on any third-party hyperlink, you will leave the T. Rowe Price site. T. Rowe Price has not been involved in the preparation of the content from third-party providers and does not explicitly or implicitly endorse or approve such content. In addition, T. Rowe Price does not alter or change such content as it is provided. The source of all content is clearly and prominently identified.

The third-party content is provided for informational and/or educational purposes only. It is not intended to provide tax, legal, or investment advice, and should not be construed as an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any security by T. Rowe Price or any third-party provider. T. Rowe Price does not guarantee the suitability or potential value of any particular investment or information source. User requests for information are unsolicited and shall neither constitute, nor be considered, investment advice by T. Rowe Price. Users are responsible for determining whether any investment, security or strategy is appropriate or suitable for them. Neither T. Rowe Price nor any third-party provider has made any determination that any recommendation, investment, or strategy in any content is suitable or appropriate for individual users based on their investment objectives and financial situation.

Securities mentioned in the content reflect independent analysts' opinions and are not recommendations of T. Rowe Price.

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