Participating in a 403(b) Plan - 403(b) Accounts - T. Rowe Price
Participating in a 403(b) Plan

Start saving with an investment leader. T. Rowe Price can help you save for retirement with an attractive combination of investment management expertise and personal service.

We can offer you:

  • Competitive investment performance—We've spent years developing a proven strategy that helps us find attractive opportunities for clients while we seek to reduce risk.
  • Investment Education—Our client services representatives can answer your questions and offer education so you can choose the best mutual funds for your individual situation.
  • Low costs—We offer no-load funds with no sales fees or commissions.
  • A wide range of investment choices—We have over 90 stock, bond, and money market mutual funds1,2 that allow you to build a diversified retirement portfolio.

Learn how a 403(b) account can be a cost-effective way to save for retirement.

Find answers to common questions about 403(b) plan participation, contributions, investments, fees, rollovers, and withdrawals.

Past performance cannot guarantee future results.

All investments involve risk, including possible loss of principal. Diversification cannot assure a profit or protect against loss in a declining market.

1 Retail Funds: You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. Beginning October 14, 2016, the Fund may impose a fee upon the sale of your shares or may temporarily suspend your ability to sell shares if the Fund's liquidity falls below required minimums because of market conditions or other factors. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

2 Government Funds: You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund's sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.