MUTUAL FUND SPOTLIGHT
T. Rowe Price Tax-Free Bond Funds
Strong research guides these municipal bond investments.
DIGGING DEEPER
To attain financial security in retirement, you have to make sure you save enough.
MAKING IT
A lapse in contributions doesn’t need to translate into lost income in retirement.
OPENING Bell
SET UP YOUR FINANCIAL SAFETY NETUnforeseen expenses can be mitigated by establishing an emergency fund.
Closing Bell
A BRIEF HISTORY OF SOCIAL SECURITY"Social insurance" originally was proposed when more people started to live beyond their ability to work effectively.
take note
CALCULATING THE SIZE OF YOUR ESTATEKnowing how much your estate is worth can help you estimate the value of what your heirs will inherit.
Editorial Board TODD CLEARY, CHRISTINE FAHLUND, STEVEN HEILBRONNER, PAUL MUSANTE, STUART RITTER, TOM SIEDELL, JUDITH WARD
These materials have been prepared by T. Rowe Price Services, Inc., for informational purposes only. T. Rowe Price Services, Inc., its affiliates, and its associates do not provide legal or tax advice. Any tax-related discussion contained in these materials, including any attachments, is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding any tax penalties or (ii) promoting, marketing, or recommending to any other party any transaction or matter addressed herein. Please consult your independent legal counsel and/or professional tax advisor regarding any legal or tax issues raised in this material.
Copyright 2013, T. Rowe Price Investment Services, Inc., Distributor. All rights reserved.
NOW AVAILABLe
Download the T. Rowe Price
Investor Magazine® App for iPad
iPad is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
Ask T. Rowe Price
Judith Ward, CFP®, a senior financial planner with T. Rowe Price, explains how you can guide children toward financial responsibility.
MANAGER SPOTLIGHT
Jerome Clark, portfolio manager of the T. Rowe Price Retirement Funds.
@ T. Rowe Price
News and Information to Keep You Updated
Access your investments while on the go; College Savings Plans receive Morningstar’s highest ranking; it’s not too late to make your 2012 IRA contribution; direct deposit your tax refund.