T. Rowe Price recognizes the importance of protecting your personal and financial information when you visit our Web site. In the course of doing business with T. Rowe Price, you share personal and financial information with us. We treat this information as confidential and recognize the importance of protecting access to it.
You may provide information when communicating or transacting with us in writing, electronically, or by phone. For instance, information may come from applications, requests for forms or literature, and your transactions and account positions with us. On occasion, such information may come from consumer reporting agencies and those providing services to us.
We do not sell information about current or former customers to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, service an account, or as otherwise permitted by law. We may share information within the T. Rowe Price family of companies in the course of providing or offering products and services to best meet your investing needs. We may also share that information with companies that perform administrative or marketing services for
T. Rowe Price, with a research firm we have hired, or with a business partner, such as a bank or insurance company, with whom we are developing or offering investment products. When we enter into such a relationship, our contracts restrict the companies' use of our customer information, prohibiting them from sharing or using it for any purposes other than those for which they were hired.
We maintain physical, electronic, and procedural safeguards to protect your personal information. Within T. Rowe Price, access to such information is limited to those who need it to perform their jobs, such as servicing your accounts, resolving problems, or informing you of new products or services. Our Code of Ethics, which applies to all employees, restricts the use of customer information and requires that it be held in strict confidence.
*The General Privacy Policy applies to the following T. Rowe Price family of companies: T. Rowe Price Associates, Inc.; T. Rowe Price Advisory Services, Inc.; T. Rowe Price Investment Services, Inc.; T. Rowe Price Savings Bank; T. Rowe Price Trust Company; and the T. Rowe Price Funds.
Below, please find an explanation of our policies and practices concerning information gathered during online sessions. These practices are consistent with and remain subject to our General Privacy Policy. Topics covered include:
- Why We Collect Information:
- How T. Rowe Price Works To Secure Your Information:
- What Information T. Rowe Price Collects And How We Use It:
- How T. Rowe Price Uses Your E-Mail Address:
- What Information T. Rowe Price May Share With Third Parties:
- Links to Other Sites:
- Effective Date and Additional Changes:
Our Web site utilizes a variety of technologies (such as cookies and Web beacons) to collect, store, and aggregate data about usage. These technologies help us analyze and tailor the site for all users and better understand:
- how our site is used
- which features or pages are most popular
- browsing and usage patterns.
T. Rowe Price protects your personal information when you transact business on our Web site by requiring the use of a browser software program that supports 128-bit encryption. The "128-bit" designation refers to the length of the key used to encrypt the
data being transmitted, with a longer key representing a higher level of security. For more information on the security of your account data with T. Rowe Price, see the Security Measures section of our Web site.
Registered Website Users
If you are a registered user of our Web site and have online access for your account(s), we have the ability to collect all information that is submitted through use of your user ID during an online session, such as any requested transactions, and link it to you. We also have the ability to recognize your computer each time it is used to visit our site and to link activity to you, even if you do not log in to conduct a transaction or check your balances. This means your general usage patterns and other information noted throughout these Online Privacy Practices may be linked to you. This information can be useful to us when assessing and offering tools and other features to you and can also be used as otherwise described in our General Privacy Policy.
Non-Registered Website Users
If you are not a registered user and do not give us any identifying information about yourself (for example, your name, address, or email address), we would track your general usage patterns (such as pages visited and time spent on our site) as we do for all web site users. However, we would not be able to link this information as specifically belonging to you. If you do give us identifying information about yourself (for example, by requesting that literature be sent to you or if you supply an email address), we would collect that information and use it to fulfill your request and as otherwise described in our General Privacy Policy. This information would also be stored and may be linked with your other activity on our site
Tools
Some of our calculators, analyzers, and other tools (“tools”) allow you to save your inputs for your future use. Otherwise, your inputs are not preserved for your usage beyond the end of your online session. Whether some or all of your inputs are collected by us can vary by tool, and if your inputs are collected, they may be used and potentially associated with you personally as noted on this page.
If you have supplied your e-mail address to T. Rowe Price, we may occasionally send you e-mail communications. These may deal with our products or services, invite you to participate in research, alert you on a specific issue, or follow-up to a request you’ve made. T. Rowe Price also offers subscription-based e-mail services on a variety of topics, such as market reports, investment information, daily closing fund prices, and the latest updates from T. Rowe Price. We always include instructions and links to decline future emails, and to unsubscribe from T. Rowe Price subscription-based e-mail services. T. Rowe Price does not sell e-mail addresses to anyone, although we may disclose e-mail addresses to third parties that perform administrative or marketing services for us as described in the General Privacy Policy. We may track receipt of e-mails to gauge the effectiveness of our communications.
T. Rowe Price does not share personal information about our customers for use in third party marketing products and services, nor do we sell any personal information. The General Privacy Policy describes our policies on when we may share information with third parties. Here are some examples of online sharing we may do with trusted third party partners:
Online Surveys
Occasionally, we conduct voluntary surveys regarding our Web site or other products or services. The information you provide is used collectively for analytical purposes. You will not receive unsolicited communications as a result of your participation in a survey if
you notify us not to contact you.
Online Advertising
We may use third parties to serve (i.e., place) advertisements for us on other Web sites, including banner advertisements. The third parties may collect anonymous information through the use of cookies and action tags (referred to as Web beacons and GIF tags). Click here for further information, including how to opt out of third-party cookies.
On our Web site, we may provide links to third parties that provide financial and other information that may be of interest to you. Once you've clicked a link and have left our Web site, our General Privacy Policy and Online Privacy Practices no longer apply. You must read the privacy policy of the third party to see how your personal information will be handled on their site.
The effective date of these Online Privacy Practices is March 9, 2009. From time to time, we may change these Online Privacy Practices. When they are revised or materially changed, we will update the effective date. You can determine whether there have been any changes since the last time you reviewed them by simply checking the effective date.
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