T. Rowe Price recognizes the importance of protecting your personal and financial information when you visit our website. In the course of doing business with T. Rowe Price, you share personal and financial information with us. We treat this information as confidential and recognize the importance of protecting access to it.
You may provide information when communicating or transacting with us in writing, electronically, or by phone. For instance, information may come from applications, requests for forms or literature, and your transactions and account positions with us. On occasion, such information may come from consumer reporting agencies and those providing services to us.
We do not sell information about current or former customers to any third parties, and we do not disclose it to third parties unless necessary to process a transaction, service an account, or as otherwise permitted by law. We may share information within the T. Rowe Price family of companies in the course of providing or offering products and services to best meet your investing needs. We may also share that information with companies that perform administrative or marketing services for T. Rowe Price, with a research firm we have hired, or with a business partner, such as a bank or insurance company, with whom we are developing or offering investment products. When we enter into such a relationship, our contracts restrict the companies' use of our customer information, prohibiting them from sharing or using it for any purposes other than those for which they were hired.
We maintain physical, electronic, and procedural safeguards to protect your personal information. Within T. Rowe Price, access to such information is limited to those who need it to perform their jobs, such as servicing your accounts, resolving problems, or informing you of new products or services. Our Code of Ethics, which applies to all employees, restricts the use of customer information and requires that it be held in strict confidence.
- Why We Collect Information:
- How T. Rowe Price Works To Secure Your Information:
- What Information T. Rowe Price Collects And How We Use It:
- How T. Rowe Price Uses Your Email Address:
- What Information T. Rowe Price May Share with Third Parties:
- Cookies and Other Web Technologies:
- Links to Other Sites:
- Effective Date and Additional Changes:
Our website utilizes a variety of technologies (such as cookies and Web beacons) to collect, store, and aggregate data about usage. These technologies help us analyze and tailor the site for all users and better understand:
- how our site is used
- which features or pages are most popular
- browsing and usage patterns.
T. Rowe Price protects your personal information when you transact business on our website by requiring the use of a browser software program that supports 128-bit encryption. The "128-bit" designation refers to the length of the key used to encrypt the data being transmitted, with a longer key representing a higher level of security. For more information on the security of your account data with T. Rowe Price, see the Security Measures section of our website.
Registered Website Users
If you are a registered user of our website and have online access for your
Non-Registered Website Users
Some of our calculators, analyzers, and other tools ("tools") allow you to save your inputs for your future use. Otherwise, your inputs are not preserved for your usage beyond the end of your online session. Whether some or all of your inputs are collected by us can vary by tool, and if your inputs are collected, they may be used and potentially associated with you personally as noted on this page.
Information Collected from Other Sources
Information may come from third parties providing services to us or with whom we are developing products or services. For example, we may obtain page-view activity information when you visit the website of a third party that hosts or co-hosts material for us or from a third party with whom we are developing or offering investment products or other services. This information from a third party can be useful to us when assessing and offering tools and other features to you and such information may be stored by us and may be linked with your other activities on our site.
Occasionally, we conduct voluntary surveys regarding our website or other products or services. The information you provide is used collectively for analytical purposes. You will not receive unsolicited communications as a result of your participation in a survey if you notify us not to contact you.
Our website utilizes a variety of technologies to collect, store, and aggregate data about usage. We may use electronic tags called "cookies" or other technology to help us understand and analyze use of our site as described in our Online Privacy Practices. This work is either performed directly by us or by a third party hired to assist us. We collect information on what pages have been accessed and for how long, the country you are accessing the site from, and certain technical information regarding your computer and operating systems, such as your Internet protocol address, domain name and browser, etc. Cookies can also help in remembering certain user attributes.
Certain sections of our site require cookies to be enabled to enhance website performance. For example, they provide a secure way for us to verify your identity during your online session, they enable us to personalize your experience on our site, and they help enhance site navigation. Cookies also help us to understand how people use our site so that we can improve site functionality.
When you come to our website, our Web server sends a cookie to your computer. Standing alone, cookies do not identify you personally; they merely recognize your browser. For more information and circumstances under which personally identifiable information may be collected and used, please refer back to the Online Privacy Practices.
We use two types of cookies on our website, temporary cookies and persistent cookies. Temporary cookies are used to store information during a browser session and will expire automatically when you close your browser. Persistent cookies are used to store information between visits to our website and are stored permanently or for a specified length of time.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (e.g., Netscape Navigator or Internet Explorer) settings. Each browser is different, so review your browser's Help menu to learn the correct way to modify your cookies. If you disable cookies, you will not have access to many features that make your visit to the T. Rowe Price website fully functional.
A clear GIF, also known as a Web beacon, is another technology used and functions similar to a cookie. A Web beacon is a tiny invisible graphic that contains a unique identifier; it is very small, about the size of the period at the end of a sentence. Web beacons are primarily used in the following ways: (1) to track online Web movements of our users and inform us what content and/or ads are effective and (2) to track receipt of emails to gauge the effectiveness of our communications.
Information About How Cookies and Other Technologies Are Used With Advertisements
To assist us in measuring the effectiveness of our online advertising, the third parties may supply the anonymous information directly to us, or they may use it to produce statistics and reports for us. The third parties may also use the information to service advertisements in the future. Cookies placed by third parties are subject to their respective privacy policies.
To opt-out of many third-party cookies click here to go to the Network Advertising Initiative website.
The effective date of these Online Privacy Practices is August 23, 2011. From time to time, we may change these Online Privacy Practices. When they are revised or materially changed, we will update the effective date. You can determine whether there have been any changes since the last time you reviewed them by simply checking the effective date.