Retirement Plans for Small-Business Owners and Self-Employed Individuals

Where can I find more information about IRAs?

T. Rowe Price offers a diverse choice of investment options to help you customize a plan to achieve your retirement goals. Please click here for more information about our IRA options.

What are the IRA contribution limits?

Individuals can contribute up to the lesser of their income or $5,500 for tax years 2014 and 2015. These dollar limits include the combined contributions to both a Traditional IRA and a Roth IRA. Investors who are at least 50 years old in a year are allowed to make "catch up" contributions of $1,000 per year to accelerate the accumulation of assets in their IRAs.

You may view the dollar amount of your current and prior year IRA contributions made to the T. Rowe Price funds by selecting IRA Contributions and Distributions from the Activity tab within the Accounts & Activity area.

Where can I find more information about small business retirement plans?

If you're self-employed or you run a small business or professional practice, T. Rowe Price can help you start a cost-effective retirement plan that's easy to set up and maintain. Please click here for more information about our small business retirement options.

How much can I contribute to a small business retirement plan?

Business owners can use the Small Plans Contribution Calculator to help calculate and compare contribution amounts to SEP-IRA, Individual 401(k), and Keogh plans.