One of the wisest investment decisions you make could be choosing a fund family that combines active management with low costs. T. Rowe Price is committed to holding fees down while offering a proven investment philosophy that seeks to maximize your returns and manage risk. Our mutual funds have no loads or sales charges, with expense ratios below their Lipper category averages.
A load is a commission on the price of a mutual fund's shares generally used to compensate the selling broker. Since we sell direct, there are no loads that will reduce the amount of your returns.
We carefully examine companies before we invest in an effort to make sure that each represents a true long-term opportunity—a diligence that also helps keep trading costs low. We also do not charge 12b-1 fees. (In an effort to prevent short-term trading, which can drive up shareholder costs, we charge redemption fees on some funds.)
By keeping our investment minimums low, we make it easy to start saving with our funds. The chart below shows what you need to get started.
| Taxable Accounts | IRAs | Automatic Asset Builder |
| $2,500* | $1,000 | Start with a low minimum investment of just $50 or more per month. Automatic Asset Builder |
Detailed information on our funds' fees and expenses can be found in their prospectuses.
*Summit Funds have a minimum initial investment of $25,000.
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