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Fixed-Income Center

If you're looking for investments that provide a combination of stability, liquidity, and income potential,
T. Rowe Price can help.

Access These Fixed-Income Products Through T. Rowe Price

Bond mutual funds and ETFs offer a diversified way to invest in bonds. They offer higher income potential with greater volatility than money market funds. Yield and share price will vary, and it is possible to lose money by investing in a bond fund.

Individual bonds provide a steady stream of income until they mature. A bond issuer promises to return your principal when the bond matures.

Money market funds offer stability, liquidity, and modest income potential that can complement your portfolio or serve as a parking place for your cash.
CDs

CDs are accounts with banks and other financial institutions that offer FDIC insurance and predictable interest payments but less liquidity than a money market fund.

Why Consider Us for Fixed Income Investing?

When you invest with T. Rowe Price, you get the benefit of experienced fund managers and a
disciplined investment approach. It's why 90% of our bond and money market funds
outperformed their Lipper average for the 3-, 5-, and 10-year periods ended 9/30/09. Past performance cannot guarantee future results. All funds are subject to market risk, including possible loss of principal.** Fund returns have been affected by market volatility and are negative for certain periods. Please click here for current performance information. Learn more about our proven approach.

Compare Fixed-Income Products

Learn about the different features and trade-offs of the fixed-income products offered.

Choosing the Right Bond Funds

Determine your appropriate allocation to bond funds across investment-grade, high-yield, and international bonds.

**Based on cumulative total return, 34 of 45 (76%), 40 of 42, 37 of 39, and 27 of 30 T. Rowe Price bond and money market funds (including all share classes and excluding funds used in insurance products) outperformed their Lipper average for the 1-, 3-, 5-, and 10-year periods ended 9/30/09, respectively. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)

Note that an investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.