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  • A Small Business 401(k) offers assistance with your Plan's administration

    For business with fewer than 1,000 employees, this 401(k) plan offers a cost-effective structure that benefits the plan sponsor and the participant.
    Call 1.800.831.1370 to get started.
    Small Business 401(k) Plan
    Eligibility: Varies by plan
    Contribution
    Guidelines:
    Salary deferrals up to $17,500 in tax year 2014 and $23,000 if age 50 or older
    Employer
    Contributions:
    Available feature
    Fees: Small Business 401(k) fees vary by plan
    Reporting
    Requirements:
    Annual IRS Form 5500 and special IRS testing to ensure plan doesn't favor highly compensated employees
    Investment Options: Broad range of T. Rowe Price and non-T. Rowe Price investments
    SIMPLE IRA Plan Benefits

    Small Business 401(k) Plan Benefits

    Plan Sponsor Resource Center
    • This online resource puts a wide range of information and tools at plan sponsors' fingertips and helps to save time and money by performing many administrative functions.
    Comprehensive communications
    • Enrollment materials, employee meetings, telephone support, and 24-hour automated telephone access are all available to help educate and inform employees about the benefits of retirement saving and investing.
    24/7 access for Small Business 401(k) plan participants
    • The participant website provides 24/7 access to account information and plan features, as well as provides the ability to conduct transactions anytime.
    A variety of investment choices
    • Plan sponsors may select from over 90 no-load mutual funds and common trusts and over 5,400 nonproprietary funds in addition to a self-directed brokerage option.1
    Supported Plans
    • Defined contribution plans
    • Defined benefit plans
    • Nonqualified plans
    • Combination plans
    • 457(b) plans
    • 403(b) plans
    1Brokerage services are offered by T. Rowe Price Investment Services, Inc. (member NASD/SIPC).