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Small Business Retirement Plans

If you are self-employed or own your business, T. Rowe Price can help you create a retirement plan that's easy to set up and maintain, with no setup fees, loads, or sales commissions.

Choose the Small Business Plan That’s Right for You

SEP-IRA Plan

SIMPLE IRA Plan

Individual 401(k) Plan

Small Business 401(k)

For self-employed individuals and business owners who wish to make contributions for employees at low administrative costs.

A low-cost, easy-to-administer plan for self-employed individuals or for businesses with up to 100 employees.

For sole proprietorships that want to make the highest contribution possible.

Geared for businesses with fewer than 500 employees.

Get a comparison of plan features,
benefits, and requirements for SEP-IRA,
Individual 401(k), and SIMPLE IRA options
at T. Rowe Price.

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