Do you have an old 401(k) or two?

Explore our retirement date funds:
a one-stop solution for your old 401(k).*
Call 866-294-5526 today.

Explore your options

Why roll over with us

Select a Retirement Fund

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Roll over a 401(k)

If you're changing jobs or preparing to retire, a Rollover IRA is one of several options to consider for your former workplace retirement plan, such as a 401(k).

You can roll over a 401(k) to a T. Rowe Price IRA to invest in low-cost mutual funds with no loads, commissions, or sales charges from a reliable investment manager with more than 75 years of experience.

Explore your rollover IRA options or call 866-294-5526 to speak to a T. Rowe Price representative.

Transfer an IRA

When you're ready to transfer your IRA to T. Rowe Price, we make it easy.
We'll help you select a set of mutual funds to best meet your investing needs, and handle most of the paperwork, too.

Transfer an IRA >

Get guidance at no extra cost

We bring you over 75 years of trust and reliable investment management. And investment guidance specialists to guide you through the process.

Call 866-294-5526.

Here are four more excellent reasons to invest with T. Rowe Price:

Account Service Fee

An annual fee of $20 will be charged for each T. Rowe Price mutual fund account with a balance below $10,000. The account service fee, which is intended to help offset the relatively higher costs associated with servicing lower balance accounts, will be automatically deducted from the account's assets. Investors may qualify for a waiver of the account service fee in any of the following three ways:

  • Subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports;
  • Maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, Variable Annuity, and Small Business Retirement Plans); or
  • Qualify for T. Rowe Price Select Client Services based on higher asset levels of $100,000 or more.

Low costs

We offer a wide range of
low-cost, no-load investments
to choose from, so more
of your money goes to work for
you. Keep in mind that an
IRA may be subject to an
annual fee, and a fee may be
assessed if the IRA is closed.

Guidance and convenience

We make it easy for you to open an account. Our knowledgeable investment specialists help you weigh your options, complete your paperwork, and even contact your former employer.

Investment approach

Our disciplined investment
approach is rooted in
proprietary research and
carried out by experienced

Proven performance

Such as 100% of our Retirement
beat their 10-year category
averages as of 9/30/15.1,** We
also offer over 100 no-load mutual
funds. Of course, past
performance cannot guarantee
future results.
1Results will vary for other periods. All funds are subject to market risk,
including possible loss of principal.

Retirement Funds

Our professionally managed Retirement Funds offer a convenient way to get a diversified portfolio.
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Our flagship Retirement Funds seek to support withdrawals in retirement that could last 30 years or more. These funds offer higher potential long-term growth and volatility by maintaining an emphasis on stocks before and after the target retirement date.**
Select your birth year to find your Retirement Fund:

Mutual Funds

We offer more than 100 mutual funds to address your investing needs.
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Choose from our extensive range of no-load mutual funds. You decide:
  • Which individual investments combine to meet your investing needs
  • How to manage your portfolio to suit your personal style
Of course, be mindful of your changing risk tolerance as you age.
All mutual funds are subject to market risk, including possible loss of principal.

We'll guide you

Call 866-294-5526 to let us help. It's easy to move money in a
former workplace retirement plan or IRA at another provider to a
new or existing IRA with T. Rowe Price.

Our rollover specialists provide objective guidance and service. They'll help you:

  • Weigh your options and determine which is right for you
  • Consider appropriate mutual funds for your IRA
  • Complete the necessary forms
  • Contact your former employer and arrange to move your money

Rolling over or transferring $100,000+

You're eligible for exclusive benefits and enhanced service. Learn more


You may be wondering...

We offer low-cost, actively managed mutual funds with no loads, commissions, or sales charges. Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed. Learn more.
$1,000 to open an account. $100 per transaction for any additional contributions which can be set up with our Automatic Asset Builder service.

*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value.

**The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds' allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons. Diversification cannot assure a profit or protect against loss in a declining market.

**Based on cumulative total return, 21 of 36 (58%), 36 of 36, 36 of 36, and 20 of 20 of the Retirement Funds (including all share classes) outperformed their Lipper average for the 1-, 3-, 5-, and 10-year periods ended 9/30/15, respectively. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)