Do you have an old 401(k) or two?

Explore our retirement funds:
a one-stop solution for your old 401(k).*
Call 866-294-5526 today.

Explore your options

Why roll over with us

Select a Retirement Fund

Start your rollover

 

Have an Old 401(k)? Consider a Rollover IRA*

If you have an old employer-sponsored plan, a Rollover IRA is one of several options for managing your retirement assets.

Account Service Fee

An annual fee of $20 will be charged for each T. Rowe Price mutual fund account with a balance below $10,000. The account service fee, which is intended to help offset the relatively higher costs associated with servicing lower balance accounts, will be automatically deducted from the account's assets. Investors may qualify for a waiver of the account service fee in any of the following three ways:

  • Subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports;
  • Maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, Variable Annuity, and Small Business Retirement Plans); or
  • Qualify for T. Rowe Price Select Client Services based on higher asset levels of $100,000 or more.
Is a rollover right for you?
Ready to get started?
  • Call us at 866-294-5526. We'll help make the rollover process easy by handling all the paperwork with your current 401(k) provider.

Transfer an IRA

When you're ready to transfer your IRA to T. Rowe Price, we make it easy.

We'll help you select a set of mutual funds to best meet your investing needs and handle most of the paperwork too.

When you roll over your 401(k) or 403(b) to a T. Rowe Price IRA, you get:
  • Low-cost investments: Over 75% of our funds for individual investors have expense ratios below their peer category averages.1 Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed.
  • Proven performance: 100% of our Retirement Funds beat their 10-year Lipper average as of 6/30/16.** Results will vary for other periods. Past performance cannot guarantee future results.

We help investors like you stay confident

Call us today at 866-294-5526

When you invest with T. Rowe Price, you get:

Free Consultation

Free consultation with a financial professional

Talk to us about your financial goals. Whether you are looking for a second opinion or helping bring clarity to your retirement picture, our goal is to help you make confident decisions based on your own financial goals.

Account Setup Assistance

Account setup assistance

We'll help make the rollover process easy by handling all the paperwork with your current 401(k) provider.

Proven performance

Proven performance

100% of our Retirement Funds beat their 10-year Lipper average as of 6/30/16.** We also offer over 100 no-load mutual funds. Of course, past performance cannot guarantee future results.

Low cost

Low cost

We offer a wide range of low-cost, no-load investments. Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed.

Disciplined investment approach

Disciplined investment approach

With over 75 years of experience as an active investment manager, we rely on a disciplined approach rooted in proprietary fundamental research to help clients reach their financial goals.

Ready to get started?

Retirement Funds

A one-stop approach to retirement investing.
Our flagship Retirement Funds seek to support withdrawals in retirement that could last 30 years or more. These funds offer higher potential long-term growth and volatility by maintaining an emphasis on stocks before and after the target retirement date.
See which Retirement Fund is right for you.
Select your birth year to find the Retirement Fund that most closely matches the year you will turn 65 (your assumed retirement age). Depending on your risk tolerance and time horizon you may consider a Retirement Fund with a different target date.

Mutual Funds

We offer more than 100 mutual funds to address your investing needs.
 Choose from our extensive range of no-load mutual funds. You decide:
  • Which individual investments combine to meet your investing needs
  • How to manage your portfolio to suit your personal style
Of course, be mindful of your changing risk tolerance as you age.
Call 866-294-5526 to speak to a retirement specialist today.
All mutual funds are subject to market risk, including possible loss of principal.

Start Your Rollover Process Today


We’re here to help along the way. Call us at 866-294-5526.

Our rollover specialist will help you:

  • Complete the necessary paperwork
  • Contact your former employer and arrange to roll over your assets
  • Help determine which rollover option is right for you

You can also start your rollover online.


Rolling over or transferring $100,000+

You're eligible for exclusive benefits and enhanced service. Learn more.

 

Need help?

Call 866-294-5526 to get answers to your Rollover questions.

We'll help make the rollover process easy.

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You may be wondering...

We offer low-cost, actively managed mutual funds with no loads, commissions, or sales charges. Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed. Learn more.
$1,000 to open an account. $100 per transaction for any additional contributions which can be set up with our Automatic Asset Builder service.

*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value.

The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds' allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons. Diversification cannot assure a profit or protect against loss in a declining market.

1Source: Lipper Inc. 168 of 213 funds (excluding institutional and bank institutional funds as defined by Lipper) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 6/30/16.

**20 of our 36 Retirement Funds had a 10 year track record as of 6/30/16 (includes all share classes). All 20 of these 20 funds (100%) beat their Lipper averages for the 10 year period. 8 of 36, 36 of 36, and 36 of 36 of the Retirement Funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 6/30/16, respectively. Calculations based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)