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  • Get Control Over Your Old 401(k)

    Losing your job can be stressful in any economic environment. Between finding work, securing health insurance, and cutting expenses, rolling over an old 401(k) probably isn't a top priority. However, there are many reasons why it makes as much sense now as ever:

    Freedom from your old 401(k) plan

    Your old 401(k) is subject to your previous employer's rules, restrictions, and paperwork. Rolling over can help you get control of your retirement savings.

    Greater flexibility for emergencies

    While you should generally avoid making withdrawals from your retirement accounts prior to retiring, you may have greater flexibility to withdraw from your Rollover IRA than you would from your old 401(k).1

    Diversify your portfolio

    A T. Rowe Price Rollover IRA may provide you with a wider range of investment choices than your old 401(k).

    How T. Rowe Price Can Help You

    We have been helping investors reach their goals since 1937. Our fund managers and analysts—among the most respected in the industry—conduct extensive,
    in-house research before making investment decisions about our funds. In other words, we’re as careful with your money as you are. Other benefits of a T. Rowe Price Rollover IRA include:

    Objective guidance

    First, we listen to your specific needs. Next, we help you:

    • Decide if rolling over your old 401(k) is the right choice
    • Select appropriate mutual fund investments
    • Work with your former employer to move your money
    • Handle the paperwork
    Multiple options

    Choose among more than 90 stock, bond, and money market funds. For a simpler option, select a target date fund.

    Low costs

    Our funds have no loads, commissions, or sales charges, which means more of your money goes to work for you.

    Contact Us Today

    Rolling over an old 401(k) to a T. Rowe Price IRA can bring you one step closer to gaining greater control of your financial future. To learn more, call us at

    An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

    1 You may take a withdrawal from your IRA at any time. However, a withdrawal from a Rollover IRA will generally be taxable as ordinary income. Additionally, the taxable portion of a withdrawal may be subject to an additional 10% early distribution penalty assessed by the IRS.

    Copyright 2014, T. Rowe Price Investment Services, Inc., Distributor. All rights reserved.