Explore your options
Why roll over with us
Select a Retirement Fund
If you're changing jobs or preparing to retire, a Rollover IRA is one of several options to consider for your former workplace retirement plan, such as a 401(k).
You can roll over a 401(k) to a T. Rowe Price IRA to invest in low-cost mutual funds with no loads, commissions, or sales charges from a reliable investment manager with more than 75 years of experience.
When you're ready to transfer your IRA to T. Rowe Price, we make it easy.
We'll help you select a set of mutual funds to best meet your investing needs, and handle most of the paperwork, too.
We bring you over 75 years of trust and reliable investment management. And investment guidance specialists to guide you through the process.
Here are four more excellent reasons to invest with T. Rowe Price:
Account Service Fee
An annual fee of $20 will be charged for each T. Rowe Price mutual fund account with a balance below $10,000. The account service fee, which is intended to help offset the relatively higher costs associated with servicing lower balance accounts, will be automatically deducted from the account's assets. Investors may qualify for a waiver of the account service fee in any of the following three ways:
- Subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports;
- Maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, Variable Annuity, and Small Business Retirement Plans); or
- Qualify for T. Rowe Price Select Client Services based on higher asset levels of $100,000 or more.
low-cost, no-load investments
to choose from, so more
of your money goes to work for
you. Keep in mind that an
IRA may be subject to an
annual fee, and a fee may be
assessed if the IRA is closed.
Guidance and convenience
approach is rooted in
proprietary research and
carried out by experienced
Funds beat their 10-year category
averages as of 9/30/15.1,** We
also offer over 100 no-load mutual
funds. Of course, past
performance cannot guarantee
including possible loss of principal.
- Which individual investments combine to meet your investing needs
- How to manage your portfolio to suit your personal style
former workplace retirement plan or IRA at another provider to a
new or existing IRA with T. Rowe Price.
Our rollover specialists provide objective guidance and service. They'll help you:
- Weigh your options and determine which is right for you
- Consider appropriate mutual funds for your IRA
- Complete the necessary forms
- Contact your former employer and arrange to move your money
Rolling over or transferring $100,000+
You're eligible for exclusive benefits and enhanced service. Learn more
*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value.
**The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds' allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons. Diversification cannot assure a profit or protect against loss in a declining market.