Do you have an old 401(k) or two?

Explore our retirement funds:
a one-stop solution for your old 401(k).*
Call 866-294-5526 today.

Explore your options

Why roll over with us

Select a Retirement Fund

Start your rollover

 

Have an old 401(k)? Consider a Rollover IRA

If you have an old employer-sponsored plan, a Rollover IRA is one of several options for managing your retirement assets. When you roll over your 401(k) or a 403(b) to a T. Rowe Price IRA, you get:

Account Service Fee

An annual fee of $20 will be charged for each T. Rowe Price mutual fund account with a balance below $10,000. The account service fee, which is intended to help offset the relatively higher costs associated with servicing lower balance accounts, will be automatically deducted from the account's assets. Investors may qualify for a waiver of the account service fee in any of the following three ways:

  • Subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports;
  • Maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, Variable Annuity, and Small Business Retirement Plans); or
  • Qualify for T. Rowe Price Select Client Services based on higher asset levels of $100,000 or more.
  • Low-cost investments: Over 85% of our funds for individual investors have expense ratios below their peer category averages.1 Keep in mind that an IRA may be subject to an annual fee and a fee may be assessed if the IRA is closed.
  • Proven performance: 100% of our Retirement Funds beat their 10-year Lipper category averages as of 12/31/15.** Results will vary for other periods. Past performance cannot guarantee future results.
  • A second opinion: Our knowledgeable retirement specialists will help you through every step of the process.
Explore your rollover IRA options >

Call 866-294-5526 to speak to a retirement specialist.

Transfer an IRA

When you're ready to transfer your IRA to T. Rowe Price, we make it easy.

We'll help you select a set of mutual funds to best meet your investing needs, and handle most of the paperwork, too.

Transfer an IRA >

Roll over with confidence


We bring you over 75 years of trusted and reliable investment management.


Here are four more excellent reasons to invest with T. Rowe Price:

Account Service Fee

An annual fee of $20 will be charged for each T. Rowe Price mutual fund account with a balance below $10,000. The account service fee, which is intended to help offset the relatively higher costs associated with servicing lower balance accounts, will be automatically deducted from the account's assets. Investors may qualify for a waiver of the account service fee in any of the following three ways:

  • Subscribe to electronic delivery of statements, confirmations, and prospectuses and shareholder reports;
  • Maintain an individual combined balance of $50,000 or more for all T. Rowe Price accounts (including mutual funds, Brokerage, Variable Annuity, and Small Business Retirement Plans); or
  • Qualify for T. Rowe Price Select Client Services based on higher asset levels of $100,000 or more.

Low costs

We offer a wide range of
low-cost, no-load investments
to choose from, so more
of your money goes to work for
you. Keep in mind that an
IRA may be subject to an
annual fee, and a fee may be
assessed if the IRA is closed.

Get a second opinion

Roll over by April 18, and receive a valuable second opinion for free. A retirement specialist will review your goals, develop an investment plan, complete your paperwork, and contact your former employer. You'll also get action steps to make sure you’re on track and a year-end check-in.

Investment expertise

Our team of investment experts has weathered many market conditions, and every investment decision is based on our rigorous research, carried out on your behalf.

Proven performance

Such as 100% of our Retirement
Funds
beat their 10-year category
averages as of 12/31/15.** We
also offer over 100 no-load mutual
funds. Results will vary for other
periods. Of course, past
performance cannot guarantee
future results.
 

Retirement Funds

Our professionally managed Retirement Funds offer a convenient way to get a diversified portfolio.
Our flagship Retirement Funds seek to support withdrawals in retirement that could last 30 years or more. These funds offer higher potential long-term growth and volatility by maintaining an emphasis on stocks before and after the target retirement date.**
Select your birth year to find your Retirement Fund:

Mutual Funds

We offer more than 100 mutual funds to address your investing needs.
Choose from our extensive range of no-load mutual funds. You decide:
  • Which individual investments combine to meet your investing needs
  • How to manage your portfolio to suit your personal style
Of course, be mindful of your changing risk tolerance as you age.
Call 866-294-5526 to speak to a retirement specialist today.
All mutual funds are subject to market risk, including possible loss of principal.

Start your rollover process today

We’re here to help along the way.

Call us at 866-294-5526. Our rollover specialists will:


  • Complete the necessary paperwork
  • Contact your former employer and arrange to transfer your assets
  • Help determine which rollover option is right for you

You can also start your rollover online.


Rolling over or transferring $100,000+

You're eligible for exclusive benefits and enhanced service. Learn more

 

You may be wondering...

We offer low-cost, actively managed mutual funds with no loads, commissions, or sales charges. Keep in mind that an IRA may be subject to an annual fee, and a fee may be assessed if the IRA is closed. Learn more.
$1,000 to open an account. $100 per transaction for any additional contributions which can be set up with our Automatic Asset Builder service.

*Consider all available options, which include remaining with your current retirement plan, rolling over into a new employer's plan or IRA, or cashing out the account value.

**The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate year an investor plans to retire (assumed to be age 65) and likely stop making new investments in the fund. If an investor plans to retire significantly earlier or later than age 65, the funds may not be an appropriate investment even if the investor is retiring on or near the target date. The funds' allocations among a broad range of underlying T. Rowe Price stock and bond funds will change over time. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus on supporting an income stream over a long-term postretirement withdrawal horizon. The funds are not designed for a lump-sum redemption at the target date and do not guarantee a particular level of income. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility over shorter time horizons. Diversification cannot assure a profit or protect against loss in a declining market.

**Based on cumulative total return, 34 of 36 (94%), 35 of 36 (97%), 35 of 36 (97%), and 20 of 20 of the Retirement Funds (including all share classes) outperformed their Lipper average for the 1-, 3-, 5-, and 10-year periods ended 12/31/15, respectively. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)

1Source: Lipper Inc. 176 of 197 funds (excluding institutional and bank institutional funds as defined by Lipper) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 12/31/15.