We offer more than 90 low-cost mutual funds that let you invest in stocks, bonds, money markets, and international securities. These funds benefit from our proven management style that seeks consistent long-term returns while attempting to reduce risk. Click below to visit the T. Rowe Price Mutual Fund Guide.
College Savings plans are a smart way to save for rising education costs. Any growth of your contributions is tax-deferred, and withdrawals are federal tax-free if they’re used to pay qualified educational expenses. The account assets can be used at any eligible public college, private university, or graduate school in the country. College Savings Plans also give you:
- Complete control over your money: You control the plan assets until they’re withdrawn, and you can change beneficiaries later if you like.
- Investment options: You can choose to invest in a range of professionally managed portfolios, tailored to the student’s age, until the money is withdrawn for educational expenses.
- Freedom to contribute: You can open an account for anyone—there are no limits based on age, income, or your relationship to the beneficiary.
Earnings on a distribution not used for qualified expenses may be subject to income taxes and a 10% federal penalty. Please note that the availability of tax or other benefits may be conditioned on meeting certain requirements such as residency, purpose for or timing of distributions, or other factors, as applicable.
Please call 1-888-421-0563 or visit troweprice.com/college to request a Plan Disclosure Document, which includes investment objectives, risks, fees, expenses, and other information that you should read and consider carefully before investing. Consider, before investing, whether your or your beneficiary’s home state offers any state tax or other benefits that are only available for investments in that state’s plan.
T. Rowe Price Investment Services, Inc., Distributor/Underwriter.
T. Rowe Price manages three qualified tuition programs, commonly referred to as 529 plans.
If you’re active in charitable giving, you may appreciate the simplicity and convenience offered by The T. Rowe Price Program for Charitable GivingSM. You can contribute some or your entire required minimum distribution amount after tax at any time to this donor-advised fund. Your charitable tax deduction will apply to the calendar year in which you make your contribution. Then you have the flexibility to make grant recommendations to your favorite charities whenever you like, now or in any years in the future.
Giving through the Program can be easier than making individual gifts to a number of public charities and more cost-effective than giving through a family or corporate foundation. The benefits include:
- Potential tax savings: You qualify for an immediate tax deduction (up to IRS limits) in the year you make the contribution. (Note that you will not receive a second tax deduction at the time a grant is made to a charity from your account.)
- Convenience: Instead of giving directly to a variety of charities, you simply make one or more irrevocable contributions to your donor-advised fund account. This is especially helpful if you are donating stock.
- Increased flexibility: You can recommend grants from your fund account on your own timetable.
- Avoiding capital gains taxes(up to IRS limits): Donate long-term appreciated assets and receive a deduction equal to the current fair market value of the shares. No capital gains taxes will be due.
- Time and paperwork savings: We handle recordkeeping for you and provide a consolidated statement for your year-end records.
- Growth opportunities for your assets: We offer professionally managed investment pools with a variety of investment objectives for your contributions until they are distributed to the charities of your choice.
- Involve family members: At your discretion, you may include family members in your grant-making recommendation process.
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