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IRA

T. Rowe Price offers a disciplined approach with a diverse choice of investment options to help you customize a plan to achieve your retirement goals. Compare the benefits of a Roth IRA vs. Traditional IRA with our tools. Examine your IRA investment options and move your retirement savings to T. Rowe Price.

Roth IRA or Traditional IRA?

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Roth IRA vs. Traditional IRA Selection Tool


Roth IRA

Traditional IRA

Unsure of the difference?
Use our tool to help make the right choice.

A Roth IRA offers tax-free withdrawals and a flexible distribution schedule.

Traditional IRA contributions
may be tax-deductible, with
no taxes due until withdrawal.

Roth IRA vs. Traditional IRA Comparison

 

Move Your Retirement
Savings to T. Rowe Price

 

Transfer Your IRA
It's easy to transfer your
Traditional or Roth IRA. We handle most
of the paperwork and will help you find
the fund that best fits your goals.

Roll Over Your Old 401(k)
Whether you're changing jobs or retiring,
it's important that you make the right decision
regarding your old 401(k).

Moving More Than $100,000?
We offer complimentary services just for you.

Call us at 888-270-4259 to learn more.

 

IRA Investment Options

SmartChoice IRASM
Looking for the easiest way to select the right retirement fund? Consider a SmartChoice IRASM.

Select your age  Find your Fund
Mutual Funds
We also offer over 70 no-load funds appropriate for retirement investing, including 26 Morningstar® Analyst Picks.

Convert Your Traditional IRA to a Roth IRA

Take advantage of changes to Roth IRA restrictions.

Learn more

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