For Personal Check Deposits:
The date as it appears on the postmarked envelope will be used for APY determination purposes. However, if this date is unavailable, then for the term and type of account you selected, we will use the highest APY that we offered within the past 10 days from the business day we receive your application.
For Wired Deposits, Other Electronic Transfers, or IRA Transfers:
The business date we open your account upon our receipt of your wired deposit, other electronic transfer, or IRA transfer deposit will be used for APY determination purposes. To obtain current interest rates and annual percentage yields, call: 1-877-849-0891