Our Automatic Asset Builder (AAB) service makes it easy to commit to a regular investment plan. Just designate which of your T. Rowe Price accounts you want set up with AAB, and the monthly contribution will be funded from your bank account, paycheck, or Social Security check.
Since you're investing every month, you can benefit from compounding and dollar cost averaging. Making regular contributions lets you add to your account consistently and provides the opportunity to build significant savings. The chart below shows what compounding can accomplish over time.
Dollar cost averaging cannot assure a profit or protect against loss in a declining market. Because it involves continuous investment regardless of fluctuating price levels, investors should consider their financial ability to continue to purchase through periods of low price levels.
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Assumes a $0 opening balance and that the account earns a hypothetical 8% annual return. This chart is for illustrative purposes only and does not represent the performance of any specific security.
Investing with Automatic Asset Builder also gives you these valuable benefits:
- No checks to write or investment slips to mail—we handle everything
- No cost to enroll
- Dollar cost averaging
Automatic Asset Builder lets you take a smart, disciplined approach to investing.
To get started:
- For an existing T. Rowe Price account, log in to your account and enroll online or download the Shareholder Services Form.
- For a new T. Rowe Price account, open an account online or download the New Account Form.




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