Christine Fahlund, a senior financial planner and vice president of T. Rowe Price Investment Services, joined the firm in 1995. With her more than 25 years’ experience in financial planning, Christine brings a wealth of knowledge to the firm and our industry. Often quoted in national publications—The Wall Street Journal, The New York Times, BusinessWeek, and Kiplinger’s—Christine also has appeared on CBS News, CNBC, National Public Radio, SmartMoney.com, and Marketwatch.com, among others.
Christine’s specialties are retirement accumulation strategies, retirement distribution, and estate planning. She also provides technical financial planning content and analysis and helps develop new retirement planning strategies for our shareholders. After earning a B.A. in biochemistry from Mount Holyoke College, Christine received a doctorate in biochemistry from the University of Massachusetts Five College Ph.D. Program.
January 22, 2010
Rather than liquidating an individual retirement account (IRA) that's part of your estate, your beneficiaries can take advantage of continued income tax-deferred growth potential by transferring their inheritance directly into an account called an Inherited IRA. This opportunity applies to both Traditional (or Rollover) IRAs and Roth IRAs. Read More
November 10, 2009
While managing debt is a primary consideration during your working years, it takes on added importance when you transition from earned income to retirement income. How much is enough? Generally speaking, you should plan to have approximately 75% of your preretirement salary to maintain the lifestyle you had while working. In addition, your nondiscretionary monthly payments (e.g., taxes, utilities, groceries) should equal approximately one-third of your monthly income. Given these parameters, you're now ready to take a closer look at your own potential future cash outlays in retirement. Read More
September 29, 2009
The urge to abandon stocks may have been hard to resist during the recent downturn, but staying out of the market could be even more harmful in the long run. That's because down markets give you the opportunity to buy more shares of stock mutual funds for the same investment amount than you can purchase once markets rebound and the prices of fund shares recover to higher valuations. Read More
August 4, 2009
Thanks to advancements in medicine and technology, today’s retirees are in better health and have longer life expectancies than any previous generation. Because people are spending more time in retirement—possibly 30 years or more—their savings may have to last nearly as long as a working career. One way to help ensure that you don’t outlive your assets is to choose a realistic initial withdrawal amount from your investments. Read More
June 30, 2009
The recent bear market has caused many retirees and near-retirees to revisit their financial plans. Fortunately, you don’t have to change course entirely because there are steps you can take to potentially secure your investments—and help keep them working through several decades of retirement. Read More
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