Stuart Ritter, CFP®

Stuart RitterStuart Ritter, a financial planner and vice president of T. Rowe Price Investment Services, has been with the firm since 1998. Stuart currently helps design, build, and implement guidance and advice services for our investors. A frequent contributor to T. Rowe Price publications, he also has appeared on ABC News, Fox Business News, and National Public Radio and has been quoted by The Wall Street Journal, Money magazine, and various other national news organizations.

In addition to teaching a personal finance course in Johns Hopkins University's Entrepreneurship and Management Program, Stuart has taught at Howard Community College and the University of Maryland's Robert H. Smith School of Business. He holds a B.S. in electrical engineering from the University of Maryland, College Park and an M.A. in political science from American University.


September 16, 2015
While market fluctuations may be unsettling, don't let short-term price swings distract from your long-term strategy. Read More

August 25, 2015
When it comes to performance, investors can sometimes be their own worst enemies. Consider that from 1984-2014 the S&P 500 Index averaged an 11% annual return. But over this same time frame, the average investor in equity funds gained just 4%, according to a study from financial research firm Dalbar. So what happened? Read More

August 19, 2015
What's right for you depends on whether you're changing jobs or retiring from your career, as well as your financial circumstances and long-term goals. "Keep in mind that preserving the tax benefits of your retirement account when you leave your job may substantially improve your ability to build wealth over the long term," says Stuart Ritter, CFP®, a senior financial planner... Read More

June 16, 2015
How can saving a little more now improve my prospects in retirement? Even small increases now can make a dramatic difference in your retirement savings down the road. The first step is to understand how much income you’ll need once you retire. Read More

June 2, 2015
History offers a lesson in the value of establishing and maintaining an asset allocation that is appropriate for your financial goals. Stocks have posted significant gains over the past six years. This has left some investors concerned about how long the market can sustain its rally. Read More

March 19, 2015
When it comes to saving for retirement, investors should take full advantage of an employer's matching contribution in a company sponsored 401(k) plan, and favor a Roth account in the plan if it is available before investing in Individual Retirement Accounts (IRAs), says T. Rowe Price senior financial planner Stuart Ritter. Read More

March 5, 2015
"Stretching" an Inherited IRA offers your heirs the potential for decades of tax-advantaged growth. Individual retirement accounts (IRAs) have earned a reputation as an effective retirement planning and savings tool. But they have another valuable use that's less widely known: as a tool to transfer wealth. Read More

February 3, 2015
Given its potential for tax-free growth, a Roth IRA may be a smart savings tool for many investors. Much like a Traditional individual retirement account (IRA), a Roth IRA allows an investor to grow any potential savings in a tax-advantageous way. The Roth's big benefit, however, occurs once an investor is ready to start withdrawing money. Read More

January 23, 2015
Roth IRAs are generally more effective retirement savings vehicles than Traditional IRAs. Millennials are choosing Roth IRAs over Traditional IRAs by a wide margin when it comes to saving for retirement. Read More

December 18, 2014
The end of one year and the start of a new one is a good time for investors to run down a financial planning checklist. Stuart Ritter, CFP®, a T. Rowe Price senior financial planner, offers financial tips and tax-saving opportunities investors might consider. Read More

October 28, 2014
Managing your giving through a donor-advised fund allows you to take advantage of the charitable tax deduction to reduce your tax bill and establish a legacy of giving. Read More