Stuart Ritter, CFP®

Stuart RitterStuart Ritter, a financial planner and vice president of T. Rowe Price Investment Services, has been with the firm since 1998. Stuart currently helps design, build, and implement guidance and advice services for our investors. A frequent contributor to T. Rowe Price publications, he also has appeared on ABC News, Fox Business News, and National Public Radio and has been quoted by The Wall Street Journal, Money magazine, and various other national news organizations.

In addition to teaching a personal finance course in Johns Hopkins University's Entrepreneurship and Management Program, Stuart has taught at Howard Community College and the University of Maryland's Robert H. Smith School of Business. He holds a B.S. in electrical engineering from the University of Maryland, College Park and an M.A. in political science from American University.


March 19, 2015
When it comes to saving for retirement, investors should take full advantage of an employer's matching contribution in a company sponsored 401(k) plan, and favor a Roth account in the plan if it is available before investing in Individual Retirement Accounts (IRAs), says T. Rowe Price senior financial planner Stuart Ritter. Read More

March 5, 2015
"Stretching" an Inherited IRA offers your heirs the potential for decades of tax-advantaged growth. Individual retirement accounts (IRAs) have earned a reputation as an effective retirement planning and savings tool. But they have another valuable use that's less widely known: as a tool to transfer wealth. Read More

February 3, 2015
Given its potential for tax-free growth, a Roth IRA may be a smart savings tool for many investors. Much like a Traditional individual retirement account (IRA), a Roth IRA allows an investor to grow any potential savings in a tax-advantageous way. The Roth's big benefit, however, occurs once an investor is ready to start withdrawing money. Read More

January 23, 2015
Roth IRAs are generally more effective retirement savings vehicles than Traditional IRAs. Millennials are choosing Roth IRAs over Traditional IRAs by a wide margin when it comes to saving for retirement. Read More

December 18, 2014
The end of one year and the start of a new one is a good time for investors to run down a financial planning checklist. Stuart Ritter, CFP®, a T. Rowe Price senior financial planner, offers financial tips and tax-saving opportunities investors might consider. Read More

October 28, 2014
Managing your giving through a donor-advised fund allows you to take advantage of the charitable tax deduction to reduce your tax bill and establish a legacy of giving. Read More

September 25, 2014
The primary goal of a retirement investment and income strategy is to ensure that you have sufficient savings to maintain your lifestyle throughout retirement. Achieving that objective includes addressing two critical risks: longevity and inflation. Read More