Judith Ward, CFP®

Judith WardJudith Ward, a senior financial planner and vice president of T. Rowe Price Investment Services, joined the firm in 1983. Prior to her current position, Judith was an investment analyst in our Fixed Income Division specializing in asset allocation portfolios.

Among her many responsibilities, including developing financial planning-related products and services as well as online tools and calculators, Judith provides guidance about a broad range of investment-related issues and has hosted several interactive videos on our Web site. In addition, she is a frequent contributor to T. Rowe Price publications and serves as an internal consultant on matters relating to personal financial planning. Judith earned a B.A. in economics and a certificate in finance from the University of Maryland, Baltimore County.

Posts

May 19, 2015
Many investors hope to retire early, as soon as Social Security benefits are available. But they may not realize the financial strain this could put on their lifestyle down the road—especially as life spans increase and retirees enjoy much more active lifestyles. Read More

May 19, 2015
Many parents are looking for ways to pay for their children's college costs. Even if you don’t think you will be able to cover four years of tuition, room and board, and expenses, you can still start saving to pay part of those future costs. Read More

April 21, 2015
An annual portfolio fine-tuning is a good place to start. Review your asset allocation at least annually and rebalance if your asset mix has strayed from your target allocation, says Judith Ward, CFP®, a senior financial planner with T. Rowe Price. Read More

April 9, 2015
Many people look forward to retirement, but those approaching it have to make some difficult decisions that could affect their financial security for many years. "Financial security in retirement begins with evaluating the various sources of income available, understanding to what extent retirement savings will have to be relied on… Read More

February 19, 2015
A flexible withdrawal strategy can help sustain your retirement savings. Most Americans know that to have financial security in retirement, they have to save money before they retire. However, long-term financial security in retirement doesn't just rely on diligent saving. Read More

January 26, 2015
"Today, baby boomers are challenging the traditional picture of post-career life—and they'll need a sound financial strategy in order to achieve their goals," says Judith Ward, CFP®, a senior financial planner with T. Rowe Price. Read More

January 23, 2015
With the U.S. stock market hitting new highs in 2014, this may be an opportune time for investors to review their investment portfolios and make sure they are in line with their time horizon and tolerance for risk. Read More

September 25, 2014
While it's true that college costs are on the rise, there is plenty of misinformation about the affordability of higher education. Here are a few of the most common myths-along with an explanation of what's really going on. Read More

August 28, 2014
While it's true that college costs are on the rise, there is plenty of misinformation about the affordability of higher education. Here are a few of the most common myths-along with an explanation of what's really going on. Read More

August 27, 2014
While it's true that college costs are on the rise, there is plenty of misinformation about the affordability of higher education. Here are a few of the most common myths-along with an explanation of what's really going on. Read More

July 25, 2014
Enhance your income in retirement with the benefits available to you. Married individuals generally are eligible to receive a monthly Social Security benefit worth up to 50% of the amount their spouse would receive at his or her full retirement age. This benefit is based on your spouse's employment history, not your own. Read More