800-638-5660

Call an Investment Guidance Specialist

Asset Allocation Planning

It is important to have a properly allocated portfolio that adjusts over time as you approach your goal.

Why Asset Allocation Matters

Balance Risk

Asset allocation spreads your money among different types of investments (stocks, bonds, and short-term securities) so you can manage volatility and growth potential over time.

Provides a Foundation

Your asset allocation provides the framework for your investment strategy, which you can use to further diversify your holdings.

Is your portfolio properly allocated?

Choose your current investment goal to find out.

Tools & ResourcesMorningstar Logo
  • Portfolio X-Ray
    Give your portfolio a thorough analysis.
    See your asset allocation, sector weighting, stock style and type, and international exposure.
  • Asset Allocator
    Determine the best asset allocation to meet your financial goals.

If you are not a T. Rowe Price customer, it's easy to register to use these tools.

Diversify your portfolio over
time

If you're already a T. Rowe Price customer,
log in today and use our Systematic Exchange Service to exchange from money market funds into stock and bond mutual funds on a consistent basis.

Learn more about the benefits of steadily building your portfolio in all market cycles.

An investment in money market funds is not insured or guaranteed by the FDIC or any other government agency. Although a money market seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.