We believe in actively managing our mutual funds and offer over 90 funds with no loads and low fees to address your specific investing needs. View all no-load mutual funds.
Retirement
Funds
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What They Are:
Actively managed funds make it easy to choose a diversified, age-appropriate asset mix during the years leading up to and through retirement.1 |
Generally Good for:
Investors who plan to retire close to a certain year looking for a single, "all-in-one" investment option. |
Stock Funds
What They Are:
Offer long-term growth potential by investing primarily in stocks of U.S. or international companies. Stock funds range from broadly diversified to those that concentrate on narrow sectors. |
Generally Good for:
Investors who need the growth potential of stocks to save for retirement or other long-term goals and can withstand short-term price swings. |
International
Funds
(Stocks & Bonds)
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What They Are:
Seek investment opportunities in stock or bond markets around the world, including developed and emerging markets. |
Generally Good for:
Investors who want to participate in the growth of foreign markets and diversify a U.S.-focused portfolio. |
Bond & Money
Market Funds
(Taxable & Tax-Free)
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What They Are:
Offer regular income and, in some cases, even tax-free income, by investing in bonds or money market securities.§ These funds range from broadly diversified to those that concentrate on narrow sectors. |
Generally Good for:
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Asset
Allocation
Funds
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What They Are:
Convenient, one-step mutual funds that provide broad diversification by investing in a mix of stocks and bonds. Asset allocation funds are regularly rebalanced to ensure the investment strategy remains on track. |
Generally Good for:
Investors looking for a complete portfolio in a single investment. |
Don't know where to begin?
Morningstar is one of the most respected third-party evaluators of mutual fund performance. Many of our mutual funds have been recognized by Morningstar in their respective categories.◊ View the mutual funds.
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4- & 5-star rated funds from Morningstar:
Over 55 of our funds have earned four or five stars from Morningstar, which gives these ratings to the top 32.5% of all funds based on their risk-adjusted returns.* Past performance cannot guarantee future results. |
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Two funds on Kiplinger's 25 best funds list:
Kiplinger's Personal Finance† magazine recognizes two T. Rowe Price mutual funds in its 2012 Kiplinger 25 list of "Best funds for your goals." |
Nine funds listed on the 2013 Money 70® "Recommended Funds" list:
MONEY® Magazine chooses its 70 "recommended"± funds based on each fund's fees, stewardship, experienced managers, and performance. |
All mutual funds are subject to market risk, including possible loss of principal. Diversification cannot assure a profit or protect against loss in a declining market.
1The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate date when investors turn age 65. The funds invest in a broad range of underlying mutual funds that include stocks, bonds, and short-term investments and are subject to the risks of different areas of the market. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus more on income and principal stability during retirement. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility.
2An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.
*Based on cumulative total return, 119 of 181 (66%), 125 of 172 , 130 of 160, and 89 of 111 T. Rowe Price funds (including all share classes and excluding funds used in insurance products) outperformed their Lipper average for the 1-, 3-, 5-, and 10-year periods ended 3/31/13, respectively. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)”
?For funds with at least a 3-year history, a Morningstar Rating™ is based on a risk-adjusted return measure (including the effects of sales charges, loads, and redemption fees) with emphasis on downward variations and consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% 4 stars, the next 35% 3 stars, the next 22.5% 2 stars, and the bottom 10% 1 star. Each share class is counted as a fraction of 1 fund within this scale and rated separately. The Morningstar Rating™ is for the retail share class only; other classes may have different performance characteristics.
©2013 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.
±In determining the funds on the Money 70®, the staff of Money® Magazine based its decision on each fund's fees, stewardship, experienced managers, and performance. The ending date for performance was 12/10/12. Note: The 11 T. Rowe Price target date retirement funds are counted as 1 fund on this list. (The T. Rowe Price Retirement Income Fund is not considered a target date retirement fund.) From MONEY® Magazine, January/February 2013 ©2013 Time Inc. MONEY and MONEY 70 are registered trademarks of Time Inc. and are used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, T. Rowe Price.
†Kiplinger's Personal Finance, May 2012. Kiplinger's compiled its list of 25 "Best funds for your goals." Kiplinger's "favors funds run by seasoned managers who take the long view and have proved themselves able to weather many storms. And they prefer funds with low to below-average fees." The ending date for performance and fee data was March 9, 2012.
§Some income may be subject to state and local taxes and the federal alternative minimum tax.
2An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although a money market fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money market fund.
*Based on cumulative total return, 119 of 181 (66%), 125 of 172 , 130 of 160, and 89 of 111 T. Rowe Price funds (including all share classes and excluding funds used in insurance products) outperformed their Lipper average for the 1-, 3-, 5-, and 10-year periods ended 3/31/13, respectively. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)”
?For funds with at least a 3-year history, a Morningstar Rating™ is based on a risk-adjusted return measure (including the effects of sales charges, loads, and redemption fees) with emphasis on downward variations and consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% 4 stars, the next 35% 3 stars, the next 22.5% 2 stars, and the bottom 10% 1 star. Each share class is counted as a fraction of 1 fund within this scale and rated separately. The Morningstar Rating™ is for the retail share class only; other classes may have different performance characteristics.
©2013 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.
±In determining the funds on the Money 70®, the staff of Money® Magazine based its decision on each fund's fees, stewardship, experienced managers, and performance. The ending date for performance was 12/10/12. Note: The 11 T. Rowe Price target date retirement funds are counted as 1 fund on this list. (The T. Rowe Price Retirement Income Fund is not considered a target date retirement fund.) From MONEY® Magazine, January/February 2013 ©2013 Time Inc. MONEY and MONEY 70 are registered trademarks of Time Inc. and are used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, T. Rowe Price.
†Kiplinger's Personal Finance, May 2012. Kiplinger's compiled its list of 25 "Best funds for your goals." Kiplinger's "favors funds run by seasoned managers who take the long view and have proved themselves able to weather many storms. And they prefer funds with low to below-average fees." The ending date for performance and fee data was March 9, 2012.
§Some income may be subject to state and local taxes and the federal alternative minimum tax.
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