1Kiplinger's, December 2008. Based on the funds' high allocation to stocks. Investors should note that the higher the fund's allocation to stocks, the greater the risk.
Important factors to consider when planning for retirement include your expected expenses, sources of income, and available assets. Before investing in one of these funds, weigh your objectives, time horizon, and risk tolerance. The funds invest in many underlying funds and are exposed to the risks of different areas of the market. The higher a fund's allocation to stocks, the greater the risk. Diversification cannot assure a profit or protect against loss in a declining market.
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