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According to SmartMoney magazine, “…hidden in [a] crowd of poor performers, are a few [mutual funds] that manage to stand out.” * In the February 2009 issue of SmartMoney, four T. Rowe Price mutual funds were selected by editors as "top picks" for tough times.

As part of their selection criteria, SmartMoney editors reviewed more than 5,000 mutual funds—narrowing the list to the 100 funds that excelled over the long term, despite the market’s ups and downs.

Fund returns have been affected by market volatility and are negative for certain periods. All funds are subject to market risk.

1Stocks of small companies are subject to more abrupt or erratic price movements than larger-company stocks.

*Source: SmartMoney magazine (February 2009). SmartMoney selected funds for this list based on their performance since the 1987 stock market crash. They excluded index funds, niche funds, and funds with high expenses from the list. The ending date for performance was October 2008.

Copyright 2009, T. Rowe Price Investment Services, Inc., Distributor. All rights reserved.