Find an Asset Allocation Fund
Target Date Funds1A suite of diversified portfolios that correspond to a specific retirement date. Learn more about T. Rowe Price's target date funds.
Spectrum FundsConcentrate on growth, income, or international investments for broad diversification.
Personal Strategy FundsInvests in a predetermined mix of stocks, bonds, and short-term investments for a growth, an income, or a balanced approach.
An asset allocation mutual fund offers a complete investment portfolio in a single investment.
Our experienced investment managers relieve you of having to select investments and combine them in appropriate ways based on investment goals.
Asset allocation funds are generally inexpensive and simplify the task of monitoring your investments.
Regular rebalancing ensures that the portfolio stays on track, regardless of market activity.
*Funds are placed in general risk/return categories based on their 10-year standard deviation or, for newer funds, the standard deviation of the types of securities in which they invest. There is no assurance past trends will continue. As of December 2013.
1The principal value of the Retirement Funds is not guaranteed at any time, including at or after the target date, which is the approximate date when investors turn age 65. The funds invest in a broad range of underlying mutual funds that include stocks, bonds, and short-term investments and are subject to the risks of different areas of the market. The funds emphasize potential capital appreciation during the early phases of retirement asset accumulation, balance the need for appreciation with the need for income as retirement approaches, and focus more on income and principal stability during retirement. The funds maintain a substantial allocation to equities both prior to and after the target date, which can result in greater volatility.
Diversification cannot assure a profit or protect against loss in a declining market.